The Doctor’s Advocate | Fourth Quarter 2024
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Industry and Company News

AM Best Affirms “A” Ratings and Upgrades HIC to “A+”

AM Best has affirmed our financial strength rating (FSR) of A (Excellent) and our long-term issuer credit rating (ICR) of “a+.” The outlook of these ratings is stable.

The FSR of A (Excellent) and the long-term ICR of “a+” (Excellent) have been affirmed for the following:

  • The Doctors Company, an Interinsurance Exchange
  • TDC National Assurance Company
  • TDC Specialty Insurance Company
  • TDC Special Risks Insurance Company
  • The Doctors Company Risk Retention Group, a Reciprocal Exchange

Additionally, AM Best has upgraded the long-term ICR of Hospitals Insurance Company (HIC) to “a+” (Excellent) from “a” (Excellent) and affirmed its FSR of “A” (Excellent). HIC is a subsidiary of The Doctors Company.

The FSR of “A” is assigned only to select companies with excellent ability to meet ongoing insurance obligations. The “a+” ICR is assigned to entities that have an excellent ability to meet their ongoing senior financial obligations.

“These ratings from AM Best reflect the strength and stability of our company and reinforce our vision to build the preeminent organization for service to healthcare,” said Richard E. Anderson, MD, FACP, Chairman and CEO of The Doctors Company and TDC Group.

Fitch Ratings Affirms “A” Ratings

Fitch Ratings has affirmed its “A” (Strong) Insurer Financial Strength ratings for The Doctors Company. The outlook of these ratings is “Stable.”

The ratings are based on Fitch’s assessment of the company’s very strong statutory capital position and sufficient loss reserve levels. Fitch recognized The Doctors Company’s market position as the nation’s number-two writer of medical professional liability insurance.

The “A” with “Stable” outlook ratings include:

  • The Doctors Company, an Interinsurance Exchange
  • The Doctors Company Risk Retention Group, a Reciprocal Exchange
  • TDC National Assurance Company
  • TDC Specialty Insurance Company

“Our financial strength gives us the capability and resources necessary to protect our members today and for many years to come as we advance, protect, and reward the practice of good medicine,” said Marco Vanderlaan, Chief Financial Officer, The Doctors Company and TDC Group.

President Featured in Interview Series

Robert E. White, Jr., President of The Doctors Company and TDC Group, was recently featured on “The BI Interview,” a Business Insurance video series highlighting insights from insurance industry thought leaders. In the interview, Mr. White discusses our landmark social inflation study and the effects that nuclear verdicts have on the medical malpractice sector. Business Insurance, a news source covering risk management and insurance topics, drives approximately 320,000 unique monthly visitors to its site.

COO Named Business Insurance Woman to Watch

We are pleased to announce that Chief Operating Officer Deepika Srivastava, MBA, PMP, has been named a Business Insurance 2024 Women to Watch honoree. The annual program recognizes women leaders who do outstanding work in risk management and commercial insurance.


The Doctor’s Advocate is published by The Doctors Company to advise and inform its members about loss prevention and insurance issues.

The guidelines suggested in this newsletter are not rules, do not constitute legal advice, and do not ensure a successful outcome. They attempt to define principles of practice for providing appropriate care. The principles are not inclusive of all proper methods of care nor exclusive of other methods reasonably directed at obtaining the same results.

The ultimate decision regarding the appropriateness of any treatment must be made by each healthcare provider considering the circumstances of the individual situation and in accordance with the laws of the jurisdiction in which the care is rendered.

The Doctor’s Advocate is published quarterly by Corporate Communications, The Doctors Company. Letters and articles, to be edited and published at the editor’s discretion, are welcome. The views expressed are those of the letter writer and do not necessarily reflect the opinion or official policy of The Doctors Company. Please sign your letters, and address them to the editor.