Extended Reporting Period, or Tail, Coverage for Medical Malpractice Insurance: Common and Costly Misconceptions
For many medical professionals, extended reporting period (ERP) coverage, commonly referred to as “tail coverage,” is a vaguely familiar term that they may associate with job change or retirement. Tail coverage extends the period of time during which a claim can be reported to the insurance carrier on a canceled claims-made medical professional liability insurance policy. The extension may be indefinite, or it may be for a predetermined term.
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Professional Education
You Have Been Served with a Malpractice Lawsuit or a Regulatory Action Notice: Now What?
Malpractice litigation and government regulatory and licensing oversight are inherent aspects of licensed healthcare professionals. The concern regarding malpractice litigation is well-founded, and regulatory and licensing actions can pose significant challenges. Therefore, clinicians must be prepared and knowledgeable about navigating legal notices and taking appropriate steps to ensure compliance. By participating in this program, they can effectively mitigate the impact of claims, complaints, or regulatory actions and safeguard their practice.
Robert DeSimone
Bob DeSimone is president of The Doctors Insurance Agency in Solana Beach, California. Bob has worked in the medical malpractice insurance business for 25 years.
Jun 05, 2023
New Video Series on Financial and Workplace Well-Being
Our academic lecture series offers expert advice on financial and workplace well-being for new clinicians and healthcare professionals seeking a refresher.
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The Doctor’s Advocate
Disclosure Resources Appendix 4: Disclosure Meeting Protocol
Follow these protocols when having disclosure meetings with patients.
Disclosure Resources
Practitioners can use these guidelines to help mitigate liability risks when disclosing adverse events and complications.
Mar 07, 2025
The Doctors Company and TDC Group Win Awards for Automated Underwriting Platform and Digital Healthcare Content
The Doctors Company and TDC Group win several awards, our COO is reappointed to the California Insurance Guarantee Association Board of Governors, and we release a new malpractice closed claims study examining incidental findings.
From
The Doctor’s Advocate
May 16, 2024, MDLinx
Illinois Jury Awards $41 Million to Stroke Victim
Robert White, President of The Doctors Company and TDC Group, discusses how each nuclear verdict increases the chances for additional large awards.
November 09, 2023, Medscape
Recording Residents' Patient Exams Raises Skills―And Privacy Concerns
Richard F. Cahill, Esq., Vice President and Associate General Counsel, The Doctors Company, part of TDC Group, provides strategies for healthcare providers and clinics to avoid legal trouble surrounding patient recording.
March 09, 2023, Cardiology Magazine
Medical Malpractice Case Study: A Lesson in ‘Three P’ Analysis
A "three P" analysis of a malpractice claim involving an AFib ablation procedure reveals risk mitigation strategies for cardiologists.