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Terminating Patient Relationships
If it becomes necessary to end a patient relationship, it is critical to end the relationship in a manner that will not lead to claims of discrimination or abandonment.

Southern California Wildfires Assistance
Due to disruption to member medical practices from the Southern California wildfires, The Doctors Company will defer policy cancellations for nonpayment for 90 days.

Hurricane Helene Member Assistance
Due to disruption to member medical practices from Hurricane Helene and consistent with direction from state insurance regulation offices, The Doctors Company will adjust policy cancellation and premium installment due dates for affected members. Premium due dates have generally been extended in Florida, Georgia, North Carolina, South Carolina, and Tennessee, with Florida extending from September 26, 2024, to November 26, 2024.

Extended Reporting Period (Tail) Coverage
For many medical professionals, extended reporting period (ERP) coverage, commonly referred to as “tail coverage,” is a vaguely familiar term that they may associate with job change or retirement.

April Aiken
Professional Risk Associates in Midlothian, Virginia, has served health care providers in the mid-Atlantic region since 1989.

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