Florida Medical Malpractice Insurance

Insurance Solutions

The Doctors Company is the leading insurer for Florida doctors—and the nation’s largest physician-owned medical malpractice insurer—offering comprehensive and affordable policies to practices of all sizes.

Protect your practice:

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To make changes to your policy or update your information, call Member Services at
(800) 421-2368.

The Doctors Company Protects Florida Doctors

With The Doctors Company, doctors are members, not policyholders—and unlike commercial insurers that reward shareholders, we reward our members. Founded and led by physicians since 1976, The Doctors Company has a long history in Florida.

We are committed to providing you with the best imaginable service, plus unrivaled resources to reduce risk and avoid claims—including 24/7 support.

“As a tort reform advocate since moving to Florida over 40 years ago, I am proud to be a leader at The Doctors Company, which insures more Florida physicians than any other medical malpractice insurer. We are driven by our mission to advance, protect, and reward the practice of good medicine.”

—Robert E. White Jr., Chief Operating Officer, The Doctors Company and TDC Group

The Doctors Company is one of the only medical malpractice insurers in Florida that is:

Physician owned.
National in scope.
Rated A by A.M. Best Company and Fitch Ratings.

With $7.3 billion in assets and $2.8 billion in member surplus, The Doctors Company has the financial strength to protect our more than 90,000 members today and for many years to come.

Resources for Florida Physicians

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Significant Florida Member Benefits

The Doctors Company offers a wide variety of benefits to Florida members:

Claims-free credit of up to 25 percent for eligible members.
Free retirement tail coverage for qualified members.
Local service representatives who understand the physician community.
Extensive patient safety tools and resources, including free on-demand and live CME (including a 5 percent discount, subject to underwriting approval).
Unsurpassed coverage options for both physicians and ancillary healthcare providers.
Professional and management liability policies for a variety of organizations and healthcare professionals—including medical and long-term care facilities, managed care organizations, and life sciences—through our specialty lines subsidiary, TDC Specialty Underwriters.

Eligible Florida members of The Doctors Company also participate in the Tribute® Plan, which rewards doctors for their loyalty and their commitment to superior patient care. We’ve paid out more than $175 million in Tribute awards, with $13 million paid to Florida physicians—including a $264,808 payment to a Florida neurosurgeon. Eligible Florida members also participate in the company’s dividend program—which has declared over $470 million to date.

National Resources, Florida Clout

With more than 90,000 members nationwide, we constantly monitor emerging trends and quickly respond with innovative solutions.

And our long-standing relationships with Florida’s leading attorneys and expert witnesses provide unsurpassed protection to our more than 14,500 Florida members. When these members face claims, they get unmatched litigation training tailored to Florida’s legal environment, so they enter the courtroom ready to fight—and win.

We also fight for physicians in the state legislature. The Doctors Company is at the forefront of efforts to enact and protect medical liability reform in Florida. Follow our Florida legislative efforts.

What Florida Members Are Saying

“I consider myself to be very blessed to have been represented by my defense attorney and to have the support of The Doctors Company.”

—Pediatrician, Winter Haven

“ Thank you for all your support through the entire ordeal. The defense attorneys did an incredible job preparing me for my deposition and testimony. I have learned to be much more optimistic thanks to you!”
—Cardiologist, West Palm Beach

—Cardiologist, West Palm Beach

“ At renewal time each year, we usually get competitive quotes from other carriers. However, I understand both the tangible and intangible benefits of staying with The Doctors Company and we have chosen to do it again this year. As the managing partner for our emergency physician group, I need to have a good understanding of costs, risk management, and everything else that goes into running a successful practice. My contacts at The Doctors Company are always there to help explain things when I need them. Thanks for the good service.”

—Emergency Physician Group Managing Partner, West Palm Beach

Exclusive Endorsements by Prestigious Florida Medical Societies

Several of Florida’s distinguished medical societies selected The Doctors Company as the exclusively endorsed medical malpractice insurer for their members. Members of these endorsed societies may receive an additional five percent discount, subject to underwriting approval.

This is strong evidence of The Doctors Company’s ability to fulfill our mission and promote superior patient care. These societies align with our mission and match our dedication and integrity in serving the medical profession.