No one is more relentless when it comes to defending, protecting, and rewarding the practice of good medicine.
	Sponsored by ACS The American College of Surgeons (ACS) has sponsored our medical liability insurance program since 2002.
ACS members benefit from program discounts and credits: Claims-free credit—ACS members who remain claims free may receive an additional credit of up to 17.5 percent. Premium discounts—members with favorable claims histories receive a 5 percent program discount. Tribute® Plan contributions—members can receive credits of up to 10 percent a year available as a career award at retirement. Dividend program—our multiyear dividend program ensures that eligible ACS members share in the company's financial strength.

Our extensive benefits for ACS members also include:

• ACS Professional Liability Committee—our collaborative relationship ensures that we work closely with ACS to identify and resolve critical issues for surgeons.
• Consent to settle—no claim is settled without the consent of the insured physician as long as he or she is actively insured by The Doctors Company.
• Free tail coverage—for physicians on full retirement who have been insured with The Doctors Company for five years or those who die or suffer permanent and total disability.
• Industry-leading patient safety programs—we tailor our programs to ACS members’ needs and have the only fully online Patient Safety/Risk Management exam that also offers free CME.
• Founded by doctors for doctors—physicians make up the majority of our board, including Donald J. Palmisano, MD, JD, FACS, a past president of the American Medical Association.

The industry’s most aggressive claims defense.

For more than 30 years, The Doctors Company has made an unparalleled commitment to providing the most aggressive claims defense in the industry. In fact, our defense is so effective that over 80 percent of claims filed against our physicians are closed with no payment to the plaintiff. Of the few claims that go to trial, over 87 percent result in victory for our physicians. Other insurers might claim to have similar success rates, but to make a fair comparison, you need to know that we define a claim as a demand for payment—where other companies artificially inflate their success rates by counting incident reports as claims.

Superior financial strength that protects you today and for many years to come.

With The Doctors Company, you gain the assurance of having a company with $2.8 billion in assets on your side. Our conservative fiscal approach and conscientious investment strategies have earned us financial strength ratings of A- (Excellent) by A.M. Best Company and A (Strong) by Fitch Ratings. So you can count on us to have the power and financial foundation to protect you and your practice at anytime, anywhere.

Our Patient Safety Department has distinguished itself as a national leader in improving the environments in which our doctors practice by taking a comprehensive, systematic view of risk. Our innovative patient safety tools and services can help you reduce risk and keep your patients safe.

An unrivaled monetary reward for doing what you do best—providing superior patient care.

Our groundbreaking Tribute Plan honors physicians with a significant financial career award for their loyalty to The Doctors Company and their dedication to providing superior patient care. We are the only national insurer to offer such a significant benefit. Our multiyear dividend program also ensures that our physicians share in the company’s financial strength.