You care for your patients every day, but don’t forget to care for yourself too. Get the protection and peace of mind you deserve with affordable, top-tier malpractice insurance coverage designed for advanced practice clinicians (APCs).
Getting a Quote Is Fast and Secure
Get started without an NPI number
To receive a premium estimate, please enter your NPI number and date of birth. Your information provided to CAQH for credentialing will automatically populate the request form. CAQH Provider Data Portal is the largest database of self-reported provider data in the U.S., with 374,006 advanced practice clinicians (APCs) in their credentials database.
Accredited Continuing Education On Demand
Advance your knowledge with accredited education tailored to your specialty: We offer courses for NPs, PAs, CRNAs, and nurse-midwives. As the leader in continuing education for APCs, we offer unmatched opportunities to support your professional growth.
Comprehensive Coverage Made for APCs
Professional Liability Insurance
Tailored coverage created specifically for APCs by healthcare professionals who understand the risks you face. Flexible limits of liability to match your scope of practice and risk level. Choose from a wide range of options designed to protect your career.
Regulatory and License Insurance
MediGuard® regulatory risk coverage—automatically included in your professional liability policy—provides legal representation for administrative actions brought by Medicare/Medicaid, state medical boards, credentialing bodies, Professional Review Organizations, federal agencies (such as the DEA), and EMTALA-related inquiries, up to $25,000.
Occurrence and Claims-Made Policies
We offer both occurrence and claims-made coverage for all specialties (except CNMs/CMs in select cases).* Claims-made policies include a free extended reporting period—also known as tail coverage—for qualified members who retire, become permanently disabled, or pass away. Occurrence policies, which do not require tail coverage, are often the preferred choice of APCs.
New-to-Practice Discount
If you've graduated, changed specialties, or moved from government service or teaching within the past two years, you may qualify for our new-to-practice discount, designed to support clinicians as they take the next step in their careers.
Safety Strategies for Every Stage of Your Career Journey
Get our exclusive guide with strategies to help you enhance care, improve safety, and reduce risk. Whether you're just starting out or an experienced NP, PA, CRNA, or nurse-midwife, this essential resource is built to support you in your daily work.
Essential Protection for Your APC Practice
General Liability Insurance
This add-on coverage protects your business against claims of bodily injury, property damage, and personal injury, excluding those related to professional services, employment practices, or workers' compensation.
Vicarious Liability Insurance
If you employ staff or work with independent contractors, vicarious liability coverage can help protect you against claims related to their actions. This endorsement can be added to your professional liability policy.
More Supplemental Coverages
Additional coverage options include commercial property (owned or rented), business and cyber liability, workers’ compensation, employment practices liability insurance (EPLI), and life, health, and disability insurance. Contact us at (800) 780-9975 for more details.
Benefits Beyond Coverage
Uncompromising Legal Defense
If a claim is made against you, you’ll receive the industry’s best defense with a promise to never settle a claim without your consent, where permitted by law. As a member represented by our counsel, your input won’t get lost in the process.
24/7 Access to Patient Safety and Risk Management Expertise
Protect your patients and your practice with round-the-clock access to expert guidance through our hotline and risk management resources—all backed by decades of patient safety experience.
Unrivaled Financial Rewards
Enjoy the benefits of our member reward program, the Tribute® Plan. We’ve paid over $200 million to members who demonstrate loyalty to The Doctors Company and a commitment to high-quality care. You may also qualify for annual dividends—both rewards recognize your dedication to your patients and your profession.†
National and State Advocacy
Benefit from our team’s legislative representation. Our dedicated, award-winning Government Relations team is the only one of its kind with a program covering all 50 states and the federal level. We defend existing reforms, oppose legislation that would undermine the defense of clinicians, and take opportunities to enact new measures that would limit liability exposure for our policyholders and clinicians nationwide.
For Questions About Our Insurance or Your Application
Call (800) 780-9975
Monday–Friday
8:00 AM–8:00 PM (Eastern Time)
The Doctors Company
Occurrence
Claims Made
The Doctors Company RRG
Occurrence
Claims Made
Not all forms are available in all states (e.g., General Liability and Vicarious Liability).
Each policy will receive additional form(s) to ensure compliance with individual state regulations (state amendatory endorsements).
*CNMs/CMs may purchase a claims-made policy unless an occurrence policy is required by their state’s patient compensation fund.
†Policies underwritten by The Doctors Company Risk Retention Group are not eligible for the Tribute Plan or dividends.
TDC Group is the marketing name for The Doctors Company and its subsidiaries and affiliated companies. Coverages may be underwritten by The Doctors Company and The Doctors Company Risk Retention Group, Napa, CA, or Hospitals Insurance Company, New York, NY. The Doctors Company does not underwrite Excess & Surplus lines insurance. Certain coverages may be provided through surplus lines insurance subsidiaries of The Doctors Company through licensed surplus lines brokers. That Coverage may be underwritten by TDC Specialty Insurance Company or TDC National Assurance Company, Napa, CA, which are wholly owned subsidiaries of The Doctors Company. Insurance coverage is subject to underwriting guidelines, review, and approval.