Member Benefits for the American College of Surgeons

The American College of Surgeons (ACS) has offered The Doctors Company’s medical malpractice insurance as a member benefit since 2002.

As the nation’s largest physician-owned medical malpractice insurer, The Doctors Company has unparalleled insight into the broad range of surgery claims. We collaborate with members of the college to identify and resolve critical issues for surgeons.

Backed by the financial strength of $7.3 billion in assets and a membership of more than 90,000 physicians nationwide, The Doctors Company offers ACS members expert guidance, resources, and coverage. That’s malpractice insurance without the mal.

Extensive benefits for ACS members

Program discount and claims-free credit for qualified members

Members with a favorable claims history receive a program discount of 5 percent, and members who remain claims-free may receive an additional credit of up to 25 percent.

Relentlessly defending you in and out of the courtroom

Your reputation and livelihood are on the line, so we take allegations just as seriously as you do. If a claim is ever made against you, our defense will be uncompromising and our team of member advocates will be there, by your side, supporting you throughout the litigation process.

For members facing litigation, we offer Surviving Litigation Seminars that help doctors master defense tactics, develop sound testimony, and cope with the emotional stress of a claim.

Proactive coverage for today’s practice environment

Our national perspective and local experts enable us to anticipate emerging threats and deliver innovative solutions—for example, our medical liability policy includes cyber liability protection and MediGuard® regulatory risk coverage.

Risk management and patient safety expertise

Members have access to industry-leading patient safety tools and programs tailored to ACS members’ needs, plus free web-based and live CME.

Members receive our quarterly publication, The Doctor’s Advocate, which contains timely information on patient safety topics, legislative updates, and the latest industry and company news.

We reward members

Unlike commercial insurance companies, which reward shareholders, we’re dedicated to rewarding our members. The Tribute® Plan is an unrivaled financial benefit paid to members at retirement—the highest Tribute award paid to date to a surgeon is $110,399.

Eligible ACS members also participate in our generous multiyear dividend program, which has declared over $470 million since 1976.

Qualified members receive free tail coverage.

Founded and led by doctors

The physicians we insure are members of our organization, not just policyholders. We are founded and led by physicians—including a physician majority on our Board of Governors.

All policy provisions are subject to regulatory and underwriting approval and may vary by state.